Fintech
Fintech
Digital Product

FinPay — Real-time payments platform

Legacy systems caused 30s+ transaction delays and $2M annual chargebacks.

FinPay — Real-time payments platformFinPay — Real-time payments platform
Project Overview

What we built

Legacy systems caused 30s+ transaction delays and $2M annual chargebacks.

Project type

Digital Product

Next.jsNode.jsMongoDBRechartsTailwind CSSExpress.js

Problem statement

Legacy systems caused 30s+ transaction delays and $2M annual chargebacks.

Solution delivered

Built a microservices payments platform with real-time fraud detection and 99.99% uptime.

Key features

  • User management
  • Role-based access
  • Analytics views
  • Audit logs
  • Content tools
  • Notification controls
  • Payment Gateways

Business impact

300ms
Avg latency
99.99%
Uptime

Development process

  • Discovery workshops to clarify users, workflows, data, and success criteria.
  • UX flows, system architecture, database models, and integration planning.
  • Iterative development with QA, sprint reviews, cloud deployment, and launch support.

Background

FinPay is a fast-growing digital payments operator handling 2M+ transactions per day. Their legacy mainframe could not scale.

The Challenge

  • 30s+ transaction delays
  • $2M annual chargebacks from fraud
  • Inability to add new features

Our Approach

  • Re-architecture to event-driven microservices on AWS
  • Real-time fraud ML model with Kafka streaming
  • Zero-downtime cutover over 6 weeks

The Results

  • 100x faster transactions (300ms p95)
  • 99.99% uptime since launch
  • 78% reduction in fraud losses
Technology Stack

Built with reliable technology

Next.jsNode.jsMongoDBRechartsTailwind CSSExpress.jsAWS

Similar projects

Have a similar challenge?

Let's plan the right product, platform, or dashboard for your business.